Current investment windowMonths 0–24

How the money actually works

The round target is fixed at $750,000. Capital actually committed drives execution. Today there are $0 of other current-round commitments, so your proposed investment becomes the modeled capital raised. As other investors commit, their actual commitments become the new starting point.

Round target · fixed$750,000not investor adjustable

Your investment$5.0K

100.0% of the capital raised in this scenario

Capital raised · derived$5.0K / $750K

$5.0K / $750K · 0.7% funded · $745K remaining

$0 committed by others + $5.0K you

Month 0–24Aug 2028

Move your investment and see what Ohana can do with the capital actually raised toward the $750,000 target. There are no other current-round commitments today, so your investment is that capital.

Operating cash

Reserve $684

Derived by model

Net Revenue / mo

$529

GMR $2.0K

Derived by model

EBITDA / mo

-$16K

Opex $17K

Derived by model

Monthly outflow

$17K

Recruiting $13

Derived by model

Outside capital covers

0.0 mo

Then founder subsidy resumes

Derived by model

Founder subsidy

$16K

Aug 2028 · Month 24

Derived by model

Every cost, salary, reserve and schedule below comes from the approved plan and today’s measured bills. Getting closer to the full $750,000 target funds more months of the same cost structure — developers, founder compensation planning, insurance, software, legal, travel, reserve, vendor acquisition and expansion.

Today, before anything is projected

Operating today on founder subsidy

Ohana is operating today and founder-funded month to month. The business does not depend on outside capital to keep existing — outside capital replaces founder subsidy and accelerates development, market expansion, vendor acquisition and the path to self-sustaining operations.

Current basic bills

$6,000/mo

Measured floor today, before salaries, legal, travel, tax reserve or savings

Measured today

Current measured revenue

$100/wk

≈ $433/month planning conversion

Measured today

Founder-funded operating deficit

−$5,567/mo

Before any salary, tax reserve, legal, travel or savings

Derived by model

Founder capital invested to date

≈ $85K

Founder provided · already spent, not current cash

Measured today

Remaining cash

Growth capital still unspent: $0

Derived by model

Existing vendors activated

0 of 6

Active status is a records count — production only starts when activation is actually paid for

Derived by model

Existing developer salaried

Not yet

Dev #2: Not in this scenario · Dev #3: Not in this scenario

Derived by model

Founder salary supportable

Not in this scenario

Separate, later milestone — never part of today's burn

Derived by model

1 month of today’s basic bills

$6,000

3 months of today’s basic bills

$18,000

6 months of today’s basic bills

$36,000

12 months of today’s basic bills

$72,000

15 months of today’s basic bills

$90,000

What the funding amount actually has to cover

$72,000 is twelve months of today’s basic bills ONLY — before a single paid developer, insurance, legal, travel or tax reserve. $5,000 does not cover one month. Coverage of the full 15-month plan is a different, much larger number.

Aug 2028 · Month 24

The connected chain

01Productive vendors0
02Appointments / month9
03Billable hours / month27
04GMR (not revenue)$2.0K
05Vendor Revenue$1.4K
06Ohana Take$559
07Direct cost of revenue−$31
08Net Revenue$529
09Company opex−$17K
10EBITDA-$16K

Monthly values at the selected date. GMR = Vendor Revenue + Ohana Take. Direct cost of revenue is processing on Ohana Take plus paid customer acquisition — counted once. Company opex only carries developers actually on cash payroll in this scenario: no developer payroll yet — 1 developer active for equity at $0 cash salary, and the founder is working unpaid, plus founder compensation, insurance, the recurring operating block and expenses that scale with vendors, markets and volume — $16,877 this month.

Cash & deployment

Capital deployment, recycled cash and founder subsidy

Outside capital is tracked literally: dollars in, real obligations out. Any month the company cannot cover itself is covered by founder subsidy, not by a shutdown.

Operating cash

Reserve held separately: $684

Derived by model

Founder subsidy this month

$16K

Founder covers the gap · $368K cumulative since the modeled start

Derived by model

Outside capital covers

0.0 mo

At $17K monthly outflow · after that founder subsidy resumes, the company does not stop

Derived by model

Cumulative recruiting

$790

$0 from round · $0 recycled this month

Derived by model

Cumulative Ohana Take

$12K

15.4× cumulative recruiting spend

Derived by model

Outside-capital coverage against the full cost structure

Bills are bills. A smaller round does not shrink the plan — it funds fewer months of the same structure. These markers are the plan's cost with no revenue at all; the coverage above includes the operating cash the scenario actually generates. Exhausting outside capital is not a shutdown date — founder subsidy resumes and execution slows.

6 months

$205K

Not covered at this funding level

12 months

$410K

Not covered at this funding level

Full 15-month plan

$513K

Not covered at this funding level

This month's cash flow

−$16K

Still consuming investor capital

Derived by model

Investor capital consumed

$347K

Real cumulative deficit funded by the round

Derived by model

Full recurring monthly cost

$15K

Payroll, founder package, recurring bills and scaled operations

Derived by model

Trajectory

Net Revenue and EBITDA in this scenario

Month 0 – 24

Spending → hiring, markets and vendors → appointments and revenue → EBITDA and cash

The 24 monthly periods of the current investment window, straight from the same simulation. Capital in, payroll and opex, recruiting at the modeled cost per onboarded vendor, then the operating result.

Month	Capital in	Payroll + opex	Recruiting	Vendors	Markets	Appts	GMR	Ohana Take	Direct costs	Net Revenue	EBITDA	Net cash flow	Cash
Today	—	$14K	$0	6	1	9	$2.0K	$559	$31	$529	-$13K	-$13K	$0
M1	—	$11K	$0	6	2	7	$1.6K	$448	$25	$423	-$11K	-$11K	$0
M2	$5.0K	$14K	$510	10	2	7	$1.6K	$448	$25	$423	-$14K	-$14K	$0
M3	—	$18K	$17	10	3	9	$2.0K	$559	$31	$529	-$18K	-$18K	$0
M4	—	$15K	$13	10	3	7	$1.6K	$448	$25	$423	-$14K	-$14K	$0
M5	—	$15K	$13	10	3	7	$1.6K	$448	$25	$423	-$14K	-$14K	$0
M6	—	$18K	$16	11	3	9	$2.0K	$559	$31	$529	-$18K	-$18K	$0
M7	—	$15K	$13	11	3	7	$1.6K	$448	$25	$423	-$14K	-$14K	$0
M8	—	$15K	$13	11	3	7	$1.6K	$448	$25	$423	-$14K	-$14K	$0
M9	—	$18K	$15	11	3	9	$2.0K	$559	$31	$529	-$18K	-$18K	$0
M10	—	$15K	$12	11	3	7	$1.6K	$448	$25	$423	-$14K	-$14K	$0
M11	—	$15K	$12	11	3	7	$1.6K	$448	$25	$423	-$14K	-$14K	$0
M12	—	$18K	$15	11	3	9	$2.0K	$559	$31	$529	-$18K	-$18K	$0
M13	—	$15K	$12	11	3	7	$1.6K	$448	$25	$423	-$14K	-$14K	$0
M14	—	$15K	$11	11	3	7	$1.6K	$448	$25	$423	-$14K	-$14K	$0
M15	—	$18K	$14	12	3	9	$2.0K	$559	$31	$529	-$18K	-$18K	$0
M16	—	$15K	$11	12	3	7	$1.6K	$448	$25	$423	-$14K	-$14K	$0
M17	—	$14K	$11	12	3	7	$1.6K	$448	$25	$423	-$13K	-$13K	$0
M18	—	$17K	$14	12	3	9	$2.0K	$559	$31	$529	-$16K	-$16K	$0
M19	—	$14K	$11	12	3	7	$1.6K	$448	$25	$423	-$13K	-$13K	$0
M20	—	$14K	$11	12	3	7	$1.6K	$448	$25	$423	-$13K	-$13K	$0
M21	—	$17K	$13	12	3	9	$2.0K	$559	$31	$529	-$16K	-$16K	$0
M22	—	$14K	$10	12	3	7	$1.6K	$448	$25	$423	-$13K	-$13K	$0
M23	—	$14K	$10	13	3	7	$1.6K	$448	$25	$423	-$13K	-$13K	$0
M24	—	$17K	$13	13	3	9	$2.0K	$559	$31	$529	-$16K	-$16K	$0

◦ marks a QUALIFYING month — recurring Net Revenue covers recurring operating expenses plus the minimum ongoing recruiting the live markets need. • marks months inside the CONFIRMED run, which requires three consecutive qualifying months (not reached here). A single qualifying month is not self-sustaining. Net cash flow is Net Revenue less every real obligation and the recruiting actually spent; negative months consume investor capital.

1 · Operating break-even

Not in scenario

Recurring Net Revenue covers actual operating expenses

Derived by model

2 · Self-funded recruiting

Not in scenario

Operating cash funds ongoing vendor acquisition in current markets without investor capital

Derived by model

3 · Self-funded expansion

Not in scenario

After operations and recruiting, internal cash covers another market-opening developer

Derived by model

0 · Founder subsidy eliminated

Founder subsidy continues in scenario

First month from which the company never again needs founder cash

Derived by model

5 · Founder salary supportable

Not in scenario

Separate, later milestone. Founder is unpaid today, so founder salary is not part of the $6,000 basic bills.

Derived by model

4 · Homeostasis (3 consecutive months)

Not in scenario

Requires three consecutive months where operating cash covers every real cost plus recruiting maintenance

Derived by model

Every milestone is read from the monthly cash flow above — none is a hard-coded vendor count, date or retention percentage.

Tax reserve held

Planning assumption: 25% of POSITIVE operating profit only (range 20–30%), never on revenue. Held out of spendable cash and it does not change reported EBITDA.

Scenario assumption

Minimum recruiting to hold live markets

$519/mo

3 live markets at roughly $5/day each — an activity floor, not a guaranteed vendor count

Founder planning

Available operating liquidity

Spendable operating liquidity after held amounts such as the tax reserve. The protected reserve is tracked separately and is not part of operating cash. Liquidity is shown separately from operating value and is never folded into a valuation multiple.

Derived by model

Available growth cash after required spend

$0/mo

Factual capacity to accelerate recruiting, developers, markets or product. Management may also simply hold it as cash.

Derived by model

Payroll

$0/mo

Developers + founder compensation

Founder planning

Recurring bills

$8.9K/mo

Known software, admin and marketing baseline

Founder planning

Scaling expenses

$8.0K/mo

Support and tooling per active vendor, local upkeep per live market, and admin/legal/accounting as a share of Net Revenue — visible planning assumptions, not founder-approved amounts

Scenario assumption

Capital stack

$750,000 round target — $5.0K selected

The approved full-round structure is a 15-month core plan, a protected reserve and deployable growth capital. Partial funding does NOT scale this structure down: the obligations stay exactly the same size and less capital simply funds fewer months of the same structure and less execution capacity, with founder subsidy covering the rest. Cash is modeled literally — dollars in, real obligations out.

Core

Reserve

Growth

Core 15-month planTeam, software, existing marketing baseline, founder, compliance, insurance$3,419of $512,775 at full round
Protected reserve~3 months of the modeled operating base, never deployed as growth capital$684of $102,555 at full round
Deployable growth capitalFollows the current bottleneck — no fixed percentage allocation$898of $134,670 at full round

Core 15-month plan · $512,775 at the full round

Cash-flow reconciliation · every approved line is actually charged

Approved line	Charged monthly	15-month total	After month 15
3 developers @ $7,000/mo (charged per developer actually hired)	$21,000	$315,000	Continues
Founder compensation	$4,167	$62,500	Continues
Insurance	$500	$7,500	Continues
Recurring operating, software, communications, AI and admin block	$7,185	$107,775	Continues
Legal, accounting and travel / market work (planning allocation)	$1,333	$20,000	Stops
Total	—	$512,775	Reconciles to $512,775

Developer payroll is only charged for developers the scenario can actually hire. Legal, accounting and travel are accrued evenly across the plan window as a clearly labeled planning allocation because exact timing is not approved. The $6,000/month of bills the company pays today is the known floor INSIDE the recurring block, never an extra cost. After month 15 the one-time blocks stop and everything recurring continues, plus expenses that scale with vendors, markets and volume.

Categories included and rising with scale

Insurance, servers and hosting, email and texting, phones and phone agents, AI model usage, development tooling, support and vendor success, and legal/accounting/admin capacity are all inside the centralized recurring block and the scaling expense assumptions — $45/active vendor/month, $400/live market/month and 12% of Net Revenue for admin capacity. Per-tool amounts stay unreconciled rather than invented. A 25% tax reserve on positive operating profit is held out of spendable cash and never changes reported EBITDA.